Planning, Professionalism, Prosperity

Welcome to our web site!

Many people find financial planning complex and confusing, and often miss out on potentially rewarding  opportunities. They also take unnecessary risks and fail to adequately protect their assets.

Now more than ever because of global volatility, the European debt crisis, our own debt issues, and the current low-interest environment on CDs and money market funds, investors need to have a financial advisor with whom they can have trust and confidence.

As of November 1st, 2017 the average 1st year rate of fixed annuities is about 3.15%. 

The 10 year Treasury rose to 2.4% in the last quarter of 2017 based on increased inflation expectations. Annuity rates will begin to rise, slowly at first and gradually more dramatically under a Trump Presidency. This is not an endorsement of Donald Trump.

That’s where Gerald Chatanow, MBA, CLU can help. Our goal is to take the mystery out of investing, managing risk, preparing for retirement, and preserving your wealth, by helping you acquire the information you need to pursue your financial objectives. We hope to establish long and trusting relationships with our clients.

If you want a quote on annuity interest rates call me at (212) 818 - 0610 or email us at

Our Firm

Gerald Chatanow, MBA, CLU offers people in our community a full range of financial products and services. We believe that tax planning, retirement planning, and estate conservation should be top priorities for individuals and families of all ages and income ranges.

 Ours is a personal service business. Our most important asset is the personal approach ensuring consistency of treatment and fulfilling your requirements. We are truly independent and represent our clients only.

Our Services

The financial management process at Gerald Chatanow, MBA, CLU begins with an in-depth evaluation of your current financial situation. Once we've established your overall objectives, we’ll focus on your specific goals.

With changing economic conditions and market swings, we advocate investing sensibly over the long run and maintaining an adequate level of insurance coverage. We work with you side by side so that you’re confident in and comfortable with the financial suggestions we make.

Some of the services we offer:

1) College funding

2) Investment planning

3) Retirement planning

4) Estate conservation

5) Annuity cash flow management

Our Qualifications

Gerald Chatanow, MBA, CLU began his career in 1960, just after earning his MBA degree in insurance and financial planning from the University of Pennsylvania, Wharton School of Business. In 1964 he received the professional designation of Chartered Life Underwriter from the American College.

A current member of the Society of Financial Service Professionals, Life member of the Million Dollar Round Table, Gerald Chatanow, CLU is a well-known and respected speaker on a wide range of financial subjects. He has lectured to the New York City Chapter of the Society FSP, the Clark Foundation, the Penn Club of New York City, Washington National Life Insurance Company, Ernst and Young Company. He was editor of the New York City CLU pointers column and a financial columnist for "Real People Magazine".

He is co-author of "Another Time, Another Place" A neighborhood remembered. An oral history of growing up in Brooklyn, New York, in the 1940's



Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

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Understanding what robo advisors do, how they do it, and their limitations versus what a human advisor can offer.

Why You Need a Will…Even If You’re Not a Prince

A will and personal property memorandum give heirs a clear indication of specific assets you want to bequeath.

Medicare Open Enrollment

The changes Original Medicare and Medicare Advantage plan beneficiaries can make during the annual enrollment periods.

Cash Balance Plans Can Help Supercharge Retirement Savings

Generous contribution limits for cash balance plans can help high-income business owners maximize retirement savings.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck