Planning, Professionalism, Prosperity

Welcome to our web site!

Because many people regard financial planning as complex and confusing, they often miss out on potentially rewarding financial opportunities. They also take unnecessary risks and fail to adequately protect their assets.

Now more than ever because of global volatility, the European debt crisis, our own debt issues, the current low-interest environment on CDs and money market funds and the lack of transparency by the giant banking monoliths, it behooves investors to have a financial advisor with whom they can have the trust and confidence to fulfill their financial planning goals.

As of November 1st, 2016 the average 1st year rate of fixed annuities is about 2.65%. The consensus of the economists at the major banks is that rates will not rise until the end of 2016 or early 2017 and then by only 25 basis points.

President elect Donald Trump has announced that there will be more infrastructure spending and less reliance on Federal Reserve monetary policy including eventually replacing Fed chair, Janet Yellen. He is the only candidate during the primaries who advocated raising interest rates.  

The 10 year Treasury rose to 2.5% in the last quarter of 2016 based on increased inflation expectations. Rates were 1.3 in July. Ergo: Annuity rates will begin to rise, slowly at first and gradually more dramatically under a Trump Presidency. This is not an endorsement of Donald Trump.

That’s where Gerald Chatanow, MBA, CLU can help. Our goal is to take the mystery out of investing, managing risk, preparing for retirement, and preserving your wealth, by helping you acquire the information you need to pursue your financial objectives. We hope to establish long and trusting relationships with our clients.

If you would a quote on annuity interest rates call me at (212) 818 - 0610.

Our Firm

Gerald Chatanow, MBA, CLU offers people in our community a full range of financial products and services. We believe that tax planning, retirement planning, and estate conservation should be top priorities for individuals and families of all ages and income ranges.

 Ours is a personal service business. Our most important asset is the personal approach ensuring consistency of treatment and fulfilling your requirements. We are truly independent and represent our clients only.

Our Services

The financial management process at Gerald Chatanow, MBA, CLU begins with an in-depth evaluation of your current financial situation. Once we've established your overall objectives, we’ll focus on your specific goals.

With changing economic conditions and market swings, we advocate investing sensibly over the long run and maintaining an adequate level of insurance coverage. We work with you side by side so that you’re confident in and comfortable with the financial suggestions we make.

Some of the services we offer:

1) College funding

2) Investment planning

3) Retirement planning

4) Estate conservation

5) Annuity cash flow management

Our Qualifications

Gerald Chatanow, MBA, CLU began his career in 1960, just after earning his MBA degree in insurance and financial planning from the University of Pennsylvania, Wharton School of Business. In 1964 he received the professional designation of Chartered Life Underwriter from the American College.

A current member of the Society of Financial Service Professionals, Life member of the Million Dollar Round Table, Gerald Chatanow, CLU is a well-known and respected speaker on a wide range of financial subjects. He has lectured to the New York City Chapter of the Society FSP, the Clark Foundation, the Penn Club of New York City, Washington National Life Insurance Company, Ernst and Young Company. He was editor of the New York City CLU pointers column and a financial columnist for "Real People Magazine".

He is co-author of "Another Time, Another Place" A neighborhood remembered. An oral history of growing up in Brooklyn, New York, in the 1940's



Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

More Calculators →

Enticing the Crowd: New Rules for Raising Capital Online

An overview of the SEC’s new crowdfunding rules and how campaigns may be used to launch or expand a small business.

The Pros and Cons of Financing Options

Common types of financing that might be available to help small businesses expand or cover operating expenses.

HOT TOPIC: Volatility Puts Tech Sector in the Spotlight

What can go wrong when investors chase performance and/or have a portfolio overly concentrated in one sector.

Interested in Interest Rates?

With interest rates expected to keep rising here is a short quiz to test one’s interest rate knowledge.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck