Planning, Professionalism, Prosperity

Welcome to our web site!

Because many people regard financial planning as complex and confusing, they often miss out on potentially rewarding financial opportunities. They also take unnecessary risks and fail to adequately protect their assets.

Now more than ever because of global volatility, the European debt crisis, our own debt issues, the current low-interest environment on CDs and money market funds and the lack of transparency by the giant banking monoliths, it behooves investors to have a financial advisor with whom they can have the trust and confidence to fulfill their financial planning goals.

That’s where Gerald Chatanow, MBA, CLU Associates can help. Our goal is to take the mystery out of investing, managing risk, preparing for retirement, and preserving your wealth. By helping you acquire the information you need to pursue your financial objectives, we hope to establish long and trusted relationships with our clients.

 
Our Firm

Gerald Chatanow, MBA, CLU Associates offers people in our community a full range of financial products and services. Our associates believe that tax planning, retirement planning, and estate conservation should be top priorities for individuals and families of all ages and income ranges.

 Ours is a personal service business. Our most important asset is the personal approach ensuring consistency of treatment and fulfilling your requirements. We are truly independent and represent our clients only.

Our Services

The financial management process at Gerald Chatanow, MBA, CLU Associates begins with an in-depth evaluation of your current financial situation. Once we've established your overall objectives, we’ll focus on your specific goals.

With changing economic conditions and market swings, we advocate investing sensibly over the long run and maintaining an adequate level of insurance coverage. We work with you side by side so that you’re confident in and comfortable with the financial suggestions we make.

Some of the services we offer:

1) College funding

2) Investment planning

3) Retirement planning

4) Estate conservation

5) Annuity cash flow management

Our Qualifications

Gerald Chatanow, MBA, CLU began his career in 1960, just after earning his MBA degree in insurance and financial planning from the University of Pennsylvania, Wharton School of Business. In 1964 he received the professional designation of Chartered Life Underwriter from the American College.

A current member of the Society of Financial Service Professionals, Life member of the Million Dollar Round Table, Gerald Chatanow, CLU is a well-known and respected speaker on a wide range of financial subjects. He has lectured to the New York City Chapter of the Society FSP, the Clark Foundation, the Penn Club of New York City, Washington National Life Insurance Company, Ernst and Young Company. He was editor of the New York City CLU pointers column and a financial columnist for "Real People Magazine".

He is co-author of "Another Time, Another Place" A neighborhood remembered. An oral history of growing up in Brooklyn, New York, in the 1940's

 

 

 
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

More Calculators →

Newsletters

Keeping Pace with Social Security

In 2012, Social Security beneficiaries will receive a 3.6% cost of living increase for the first time in three years. But a recent study suggests that benefits are lagging far behind real expenses. This article explains how Social Security benefits are indexed and what older workers and retirees might expect from the program in the future.

Rethinking the Role of Household Debt

Many people aspire to pay off their home mortgages before retirement, but the housing situation and a weak economy have taken a toll on the finances of many older Americans. There are some compelling reasons why pre-retirees might want to consider maximizing their retirement plan contributions and avoid carrying large amounts of debt into retirement.

HOT TOPIC: Are Housing Troubles Standing in the Way of Growth?

In the wake of past recessions, the housing industry provided a meaningful economic boost. This time around, the pace of the recovery has been more sluggish than expected, and ongoing weakness in the housing sector may be to blame.

Lessons from a Perilous Year

In retrospect, 2011 was a formidable year for catastrophes. Small businesses can be hit hard when extreme weather or a natural disaster causes damage or forces a temporary closure. This article considers the importance of adequate insurance protection and ways to help reduce uninsured losses.

More Newsletters →